Why FinFlo
FinFlo brings together the apps and services your customers already expect—wallet, airtime and data, bills, school fees, savings, loans, events, and more—alongside the operational tools agents and merchants need to grow.
For everyone
The User app is your hub for sending money, paying utilities, topping up, crypto and exchange journeys, invoices, donations, and partner features—where enabled on your account.
For agents & shops
Agents manage float, cash-in and cash-out, and borrowing workflows. Merchants accept payments and run day-to-day business flows from their dedicated app.
For exchange
The Exchange app supports dedicated digital exchange experiences aligned with platform rules and compliance.
Help when you need it
Browse step-by-step guides, read our policies, or reach the team on customer@finflo.net.
Get the apps
Install the right FinFlo app for your role. Store links and APKs are shown when configured for your environment.